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Nothing is more frustrating for a consumer than to be turned down for a car loan or mortgage that he or she needs and can afford due to a bad credit report. In the past consumers had nowhere to turn for advice, guidance, or a solution to their problems. Expert and consumer advocate, Pearl Polto, can help you.

The time has come for you to take control of your finances and your future. Pearl Polto's book, Credit Lifeline, helps you restore good credit. Pearl's credit knowledge and practical experience are lifesavers for consumers with credit issues. Easy-to-read and enlightening, Credit Lifeline, is a must-read for anyone in America who uses or relies on credit-and that is everyone! Learn how to restore good credit, register disputes, correct outdated credit reports, and even avoid bankruptcy.


"Before you file bankruptcy and spend hundreds of dollars, know your credit rights...then use them!"

Pearl Polto has been writing and advising people about how to restore good credit for nearly two decades. Her latest book provides consumers with the knowledge and skills they need to understand the credit industry and to restore their good credit. An esteemed expert on this topic, she is a nationally recognized author, consumer advocate, and credit expert. She conducts seminars nationally, and appears on local and national TV and radio talk shows. Credit Lifeline is available in both English and Spanish.

Pearl Polto has stirred up the American Credit System by teaching people about their credit rights. Her latest book will show you how to use the Fair Credit Reporting Act (FCRA) to remove judgments, liens, and bad loans from your credit file FOREVER! It exposes illegal practices by bill collectors, explains current credit laws, and provides form letters for the consumer to use to address their credit problems. WEEKLY RADIO SHOW: Join Pearl Polto on her weekly Radio Show. Tune into the AM radio station WNWR 1540, at 2 pm, on Saturday's.


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